Professional Advisor Support

Heritage Capital Strategies is uniquely positioned to support professional advisors on life insurance matters.  In today’s complex world professional advisors are being asked by clients to be involved the planning and due diligence for all financial transactions including life insurance.

Below are some of the ways HCS can add value and support professional advisors:

  • Life Insurance Policy Audit
  • Build a Life Insurance Inventory
  • Client Needs Analysis
  • Product Due Diligence and Carrier Financial Strength Evaluations
  • Estate Tax Projections
  • Estate Tax Liquidity Analysis and Discounted Payment Options
  • IRC 6166 Analysis
  • Premium Finance Consultations
  • Private Finance Consultations
  • Supplemental Retirement Plans
  • Private Placement Insurance – Tax Efficient Asset Management
  • Buy-Sell Planning
  • Fee Based Second Opinions