Tax-Efficient Asset Management
Many types of investments produce ordinary or passive income. The taxes on this income are a drag on the net investment return and overall appreciation of the investment. The ability to manage your investment in a tax efficient manner by reducing or eliminating these taxes can produce a significantly better result.
Private Placement insurance products occupy a unique place in the spectrum of financial products. While having the same tax benefits as traditional insurance products, private placement insurance offers a customized policy fee structure and investment alternatives unavailable in the retail insurance marketplace.
Because private placement insurance products can only be offered to individuals who are qualified purchasers* and accredited investors they have unique policy features that can enhance a multitude of financial and tax planning objectives.
Our relationship with M Financial allows HCS access to many of the most favorable private placement products the market has to offer.